Japanese
Korean
Bank and money
❃ Bank and money
-
一番近いATMはどこですか。
[ Ichiban chikai eetiiemu wa doko desu ka. ] -
Where is the nearest ATM?
-
ここで海外のカードで引き出しできますか。
[ Koko de kaigai no kaado de hikidashi dekimasu ka. ] -
Can I withdraw money with a foreign card here?
-
ATMにカードが吸い込まれました。
[ Eetiiemu ni kaado ga suikomaremashita. ] -
The ATM swallowed my card.
-
両替をしたいです。
[ Ryougae o shitai desu. ] -
I want to exchange money.
-
今日のユーロのレートはいくらですか。
[ Kyou no yuuro no reeto wa ikura desu ka. ] -
What is the exchange rate for euros today?
-
ドルを円に換えてください。
[ Doru o en ni kaete kudasai. ] -
Please change dollars into yen.
-
手数料はかかりますか。
[ Tesuuryou wa kakarimasu ka. ] -
Are there any handling fees?
-
一万円札を崩してもらえますか。
[ Ichiman'ensatsu o kuzushite moraemasu ka. ] -
Could you break this 10,000 yen bill?
-
細かいお金にしてください。
[ Komakai okane ni shite kudasai. ] -
Please give me small change.
-
大きいお札しかありません。
[ Ookii osatsu shika arimasen. ] -
I only have large bills.
-
トラベラーズチェックは使えますか。
[ Toraberaazu chekku wa tsukaemasu ka. ] -
Do you accept traveler's checks?
-
銀行はどこですか。
[ Ginkou wa doko desu ka. ] -
Where is the bank?
-
銀行は午後三時に閉まります。
[ Ginkou wa gogo sanji ni shimarimasu. ] -
The bank closes at 3 PM.
-
千円札を十枚お願いします。
[ Sen'ensatsu o juumai onegaishimasu. ] -
Ten 1,000 yen bills, please.
-
小銭をお札に換えられますか。
[ Kozeni o osatsu ni kaeraremasu ka. ] -
Can you change coins into bills?
Despite being a global leader in technology, Japan famously operates heavily as a cash-based society. While major department stores, hotels, and urban restaurants accept credit cards and digital IC cards, if you plan to visit rural areas, small local eateries, or beautiful traditional shrines, carrying physical cash ("Genkin" - 現金) is an absolute necessity. However, acquiring that cash can initially confuse tourists. Many Japanese bank ATMs do not accept foreign credit or debit cards. Your ultimate saviors in Japan are the convenience stores, especially 7-Eleven, FamilyMart, and Lawson. Their internal ATMs ("Eetiiemu" - ATM) are operational 24/7, feature comprehensive English menus, and reliably accept international cards for withdrawing yen. Another wonderful cultural quirk about money in Japan relates to large denominations. In many Western countries, paying for a cheap item like a bottle of water with a high-denomination bill like a 100-dollar/euro note will result in a heavy sigh or an outright refusal from the cashier. In Japan, handing over a 10,000-yen bill ("Ichiman'ensatsu" - 一万円札) for a 150-yen drink at a combini is completely acceptable and normal. Cashiers always maintain a massive float of perfectly crisp bills and will meticulously count out your change without any frustration. When you need to exchange foreign currency ("Ryougae" - 両替), it is generally best to do so at the airport upon arrival, as finding currency exchange bureaus in the city can be time-consuming, and traditional banks close very early, typically around 3:00 PM. Lastly, remember the cardinal rule of payment etiquette: always place your cash and receive your change via the small tray ("Karuton" - カルトン) on the counter, rather than exchanging money directly from hand to hand.
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